Terms and Conditions for fenorilavio.com
These terms govern your use of fenorilavio.com and outline important information on your rights and responsibilities as a client.
October 30, 2025
Acceptance of Terms
By using fenorilavio.com, you agree to follow these terms, including all referenced guidelines and policies. If you do not agree, please discontinue use of the site and our services.
Definitions
Key terms used in these Terms and Conditions are described below.
‘Service’ means the analytical consultation and recommendation process offered by fenorilavio.com to clients.
‘User’ or ‘client’ refers to any person accessing or engaging with our website or services.
‘Content’ includes all written, visual, and downloadable materials found on or delivered through fenorilavio.com.
‘Compliance’ refers to meeting applicable Australian regulatory requirements for financial services.
Site and Service Use
The website and its contents are intended for informational and consultative purposes. Unauthorised use or access may be restricted or terminated at our discretion.
Eligibility
Use of fenorilavio.com is only permitted for individuals aged 18 years and older with legal capacity under Australian law.
We do not provide services to individuals under 18.
User Responsibilities
Clients are expected to provide accurate data and follow applicable legal and regulatory requirements.
Prohibited Uses
You may not misuse or exploit the website or services.
Intellectual Property
All site content, trademarks, and material (unless otherwise credited to third parties) are the intellectual property of fenorilavio.com. Any copying, reproduction, or distribution is prohibited unless expressly authorised.
User Content
Any content you voluntarily submit (such as feedback or messages) remains your responsibility, and by submitting, you grant us permission to use it in accordance with our privacy policy.
User Content Rights and Use
We reserve the right to moderate, modify, or remove user contributions that breach these terms or regulatory requirements.
Privacy and Data Protection
Your privacy is treated according to our published Privacy Policy. Client data is managed in accordance with Australian privacy laws and official guidance.
See privacy policyDisclaimer and Limitation of Liability
Our website and recommendations are provided on a consultative, informational basis only.
Key disclaimer
Nothing presented constitutes financial or personal advice. Past performance does not guarantee future results. Results may vary.
Limitation of Liability
Our liability for services or recommendations delivered through fenorilavio.com is limited in accordance with applicable Australian law. We are not liable for indirect, incidental, or consequential losses from site or service use.
Indemnification
You agree to indemnify fenorilavio.com from legal claims, damages, or losses resulting from misuse or non-compliant site use.
Dispute Resolution and Jurisdiction
Any disputes stemming from site use will be resolved through the following process.
Arbitration
Disputes are subject to binding arbitration under Australian legal frameworks before proceeding elsewhere.
Parties waive the right to class action for such disputes.
Online Dispute Resolution
You may use the Australian online dispute resolution platform for unresolved issues. Details are available on our contact page.
See dispute resolutionSeverability
If any term is held invalid or unenforceable, it does not affect the validity of remaining provisions.
Entire Agreement
These terms and any referenced policies constitute the entire agreement between you and fenorilavio.com regarding use of the site and services.
Applicable Law and Jurisdiction
These terms are governed by the laws of Australia.
Termination
We may suspend or terminate access for breach of these terms or regulatory requirements. Notification and grounds will be provided.
Changes
We reserve the right to modify these terms. Continued use constitutes acceptance of updates. Please review regularly.
Contact for Terms Queries
For questions about these terms or your rights, contact our compliance team.
Contact email: content@fenorilavio.com
Phone number: +61-8-6143-4858
Office address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective date: October 30, 2025
Version: 3.0